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The Times ✗ Raconteur ◦ Buy now, pray later

Proponents of BNPL schemes argue they offer consumers a lower-risk and lower-cost form of credit; others contend that it's the next debt or mis-selling time-bomb. One thing's for sure — this “alternative” payment method has undoubtedly entered the mainstream. Interviews with Alex Marsh, head of BNPL lender Klarna UK; Peter Tutton, head of policy at debt charity Stepchange; and Gemma Butler, author and co-host of the Can marketing save the planet? podcast.

Sifted ◦ Why Telefónica's Wayra is looking beyond accelerators

10 years since the birth of its well-known Wayra accelerator programme, Spanish telecoms giant Telefónica is trying to keep "fresh", moving into venture building, direct investing and the “anti-portfolio”. Interview with Irene Gomez, Open Innovation Director at Telefónica.

Sifted ◦ Six lessons Aviva learned about working with startups

The 325-year old insurer started with a digital transformation and ended up with a venture builder and an investment arm — what did they learn in the process? An interview with Ben Luckett, group chief innovation officer at Aviva.

Sifted ◦ Under new threat, law firms learn to innovate

Despite being perceived as staid, conservative and risk-averse, the legal sector isn’t immune from disruption — a look at how one global firm is responding. Interview with Ben Allgrove, partner and chief innovation officer at Baker McKenzie, a worldwide top-five law firm.